Financing

We often get the question, "How does the financing work?" The short answer is, "Just like any other newly constructed home." Unlike manufactured homes, lenders do not discriminate against modular construction. The reason is that Future Homes are just like any typical home built to NC building codes; we simply use a new and improved process. If your bank does home loans they will loan money for a Future Home. We will be glad to work with them for you. We can also provide you with a list of several local banks who specialize in new home construction, which is a little different from buying an existing home.

Many lenders have very competitive rates and local professionals ready to assist you and answer questions. Ask us for a list of some banks who have successfully worked with many of our customers in the past.

Contact us today to get the process started.

Loan Programs available for Future Homes:

• USDA -100% financing loans
• VA - 100% financing loans
• FHA - 96.5% financing loans
• Conventional - up to 95%, you can use your land equity
• Vacation and second home loans available.